Benefits

 

The Principia Health & Welfare Benefit Plan for Faculty and Staff provides the following coverages options for benefit-eligible staff: 403(b) Retirement Plan, Christian Science care, Medical,  Dental, Healthcare and Dependent Care Flex Spending Account, Basic Life Ins, Supplemental Life AD&D, and Short-term Disability. See the individual plans for eligibility and cost information.   

The links below will provide you with information and required forms for many of the benefit plans. If you have additional questions, please contact the Human Resources Office on your campus or click on the link below. 

Click here  to e-mail Principia’s Benefits Specialist     

Click here for the Health Insurance Portability and Accountability Act (HIPAA) notice

 

Provider website links

                        TIAA-CREF - Home

                        TIAA-CREF- Principia Micro Site

                        AXA Equitable – Home

 

Quick Links

Princare Plus

Dental & Vision Plans

Group Basic and Voluntary Life Insurance

Group Healthcare Plan for Service Workers

Flexible Spending Account

 

  

 403(b) Retirement Plan

Forms

403(b) Salary Reduction Agreement (use to change payroll deduction)

403(b) Loan Withdrawal Procedures and Application

403(b) Hardship Withdrawal Procedures and Certification Form

 

About Your Plans

403(b) Plan Document (Rev. January 1, 2009)
403(b) Distribution Event Matrix

403(b) Eligibility Matrix

 Other Information

2010 IRS Limits on Benefits and Contributions


  

PrinCare Plus

 Contact Information

J.W. Terrill Benefit Administrators provides professional and confidential administrative services including reimbursement for Christian Science care claims and the coordination of medical claims incurred under the Plan.  Contact J.W. Terrill Customer Service at (314) 594-2700. Hours 8:00am– 5:00pm  Monday – Friday.

Click here  to e-mail a JW Terrill representative about PrinCare Plus including CS care benefits, medical care benefits, specific coverages and assistance with out-of-network providers.         

Click here  if you have a question about a recent claim or reimbursement request.   

PrinCare Plus utilizes the Healthlink Open Access III Network for medical services. For medical care outside the St. Louis area, the PHCS/MultiPlan network is available.

 

Provider website links             

Healthlink – Home                                                                         

Healthlink Open Access III Network–Provider Listing for greater St. Louis and Jersey County        

 

Forms

PrinCare Plus Reimbursement Form and Instructions  

About Your Plans

PrinCare Plus Summary of Coverages

PrinCare Plus Plan Document (Rev. January 1, 2009)
                                                                      

 

 

Dental & Vision Plans

Principia offers three Guardian Dental Plans (DHMO, PPO Value and PPO Enhanced). Enrolled members can access information about their Guardian benefits online at www.GuardianAnytime.com

Guardian Benefits Helpline (888) 600-1600. Helpline hours are 7:00a-7:30p (CST), weekdays. 

Principia’s Vision Plan provider is Davis Vision Network. The plan is administered by Guardian. Use the Guardian contact information for questions about the vision plan. 

 

Provider website links

Guardian – Home                                     

Davis Vision – Home    

Guardian – Network Provider Search (Dental & Vision Plans)

 

Forms

Guardian Enrollment Form (Dental & Vision Plans)

About Your Plans

2010 Dental Plans/Summary of Coverages by Plan

2010 Vision Plan/Summary of Coverages

 

Guardian DHMO Provider List (as of 12/09)

Guardian PPO Provider List (as of 12/2009)  Elsah

Guardian PPO Provider List (as of 12/2009) St. Louis

Davis Vision Network Provider List (as of 12/09)

 

Other Information

Dental and Vision Network coverage may be available outside the greater St. Louis area. Use the “Provider On-line Search” on the Guardian web site or contact Guardian directly.  

 

Group Basic and Voluntary Life Insurance

Goup Life coverage for all eligible faculty and staff is provided by The Hartford Life Insurance Companies. Contact the HR Department for additional information or questions about group and voluntary life coverage.

Provider website links

Hartford Life – Home         

Forms

Hartford Beneficiary Designation Form (use to elect/change beneficiaries)

Hartford Application Form (use to enroll/change voluntary coverage amounts)

Hartford Evidence of Insurability Form

 

About Your Plans
Hartford Group Life Plan Document (January 1, 2009 – December 31, 2011)

Group Basic Life Plan/Summary of Coverages

Group Voluntary Life Plan/Summary of Coverages 

 

Other Information

Hartford’s Travelers Assistance Program – provides personal, information and medical services to group plan members when traveling (domestic & international)

 

  

Group Healthcare Plan for Service  Workers

Group Heathcare coverage for all eligible service workers is provided by United HeathCare. Contact Customer Care at the number found on the back of your ID card. If you don't have your ID card, call 866-633-2446, 8:00am - 8:00pm CST

24 Hour Nurse Line   click on link or call (800) 845-4678

Care24 Counseling   click on link or call (888) 887-4114

 

Provider website links

UnitedHeathCare-Home                       

Forms

 

About Your Plans

2010 Plan Descriptions & Costs

2010 Plan 7FG Benefit Summary

2010 Plan 4MT Benefit Summary

2010 Plan 3ML Benefit Summary

Summary Plan Document HRA Accounts

Copies of Certificates of Coverage and the Group Heathcare Policy are available in the Human Resources office.

 

 Section 125 Flexible Spending Plan

Contact Information

J.W. Terrill provides professional administers PrinCare Plus including processes all PrinCare Plus care claims for reimbursement and coordinating medical claims incurred under the Plan. Staff members are encouraged to contact JW Terrill directly at (314) 

Click here if you have a question about eligible expenses or a recent reimbursement request.

  

Provider website links

JW Terrill – Home     

                

Forms

Flex Spending Reimbursement Form and Instructions 

Flex Spending Change Form (use to change election due to change in family status)


About Your Plans

Summary Plan Description

 

Other Information

 Flex Spending Information – FAQ’s, Eligible expenses, Ineligible expenses